Second US Patent Granted | Publication Number US8800004 B2
On the 5th August 2014 the second patent filed at the US Patent Office by the Arctran Group has now been granted and given publication number US8800004 B2. This gives Arctran the opportunity to offer a secure out-of-band channel to its users, to confirm actions performed on their behalf are not compromised. Arctran users would be able to practise multi-factor control and authorization on their most sensitive digital activities.
By way of example, in the computer system and computerized method described herein, the person or people who authorize an electronically-made request to an electronic entity, such as a debit or credit card payment request to a bank, logging-on to a computer account such as an e-mail account, social networking account, or bank account must input authorization from a particular predetermined or particular electronic authorization device (such as a smartphone, computer (laptop or desktop), tablet computer or other suitable electronic device or mobile or portable electronic device). This is an additional security step. This arrangement puts responsibility on authorizing electronically-made requests to the person or people who can make the authorization. In this way, it is very clear to the person or people that a fraudulent electronic request has been made.